}

Thursday, May 30, 2013

TRAVERSE CITY ANNUITIES SALESMAN/INSURANCE AGENT WILLIAM LOWDER GETS FIVE YEARS; SCAM TARGETED ELDERLY

John Agar of the Grand Rapids News reports on Lowder sentence; annuity scammer feels "guilt and shame"

300 lb. future cellmate smacks lips and says "Fresh fish!"



GRAND RAPIDS, MI – A Traverse City-area man who stole nearly $1.6 million from clients, many of them elderly, was sentenced Wednesday, May 29, to five years in federal prison for wire fraud.
William Edward Lowder, 57, of Williamsburg, cheated clients while he operated Lowder Insurance and Ash Brokerage.

U.S. District Judge Robert Holmes Bell emphasized the long duration of the crime and Lowder’s failure to repay any of his victims. Bell ordered Lowder to pay restitution of $1,567,908, and to perform 300 hours of community service after his prison term ends.

Bell also ordered Lowder to serve a 36-month concurrent sentence for filing a false tax return in 2008.
Lowder was a licensed insurance agent and annuities producer, the government said.

In 2001, he began to defraud elderly clients by convinced them to liquidate existing annuity investments and provide the funds to him to re-invest. Instead, he put the money in his own bank account.

He provided clients with false bank statements.

Instead of reinvesting the proceeds, Lowder deposited the money into his own bank account. Lowder provided clients with false bank statements.

The scheme ended in 2009.

“This case is especially troubling given that Mr. Lowder stole significant amounts of money from elderly clients who, like most citizens, rely upon their limited investments to provide for their financial security,” U.S. Attorney Patrict Miles said.

“The victims of Lowder’s scheme worked hard for their retirement and he stole their hard earned savings,” said Erick Martinez, special agent in charge, IRS Criminal Investigation.

The FBI, Grand Traverse County Sheriff’s Department, and IRS were assisted by the state Office of Financial and Insurance Regulation.

William Edward Lowder, 58, used the money to support his family, business and other interests, records showed.

“Mr. Lowder betrayed the trust of his clients and is remorseful for it,” Sean Tilton, the assistant federal public defender, wrote in a sentencing memorandum.

“Mr. Lowder feels daily guilt and shame for committing this offense and for the consequences his actions have had on his victims. He shoulders an immense sense of guilt in thinking about what his clients’ lives and his life would be like if he had not committed this offense.”

Tilton said his client has “suffered severe personal consequences.”

His wife of 22 years left. Family members will not talk to him. He lost his business. His home is gone after it fell into foreclosure.

“Mr. Lowder is now an outcast in his community," Tilton wrote.

He has debts of $315,000, which does not include restitution that will be ordered in the case.

Lowder had pleaded guilty to wire fraud, a potential 20-year felony. He operated Lowder Insurance and Ash Brokerage. He sold life, health and disability insurance and annuity investments.

The government said he convinced elderly clients to liquidate investments and buy new annuities through him.
He put that money into his own bank account, and prepared false account statements that convinced clients their money was invested.

In a letter to U.S. District Judge Robert Holmes Bell, Lowder wrote: “The guilt and the shame that I have carried over the last few years has been overwhelming, and I know in my heart I feel a deep sorrow for the victims and their families.”

Lowder has no previous criminal record.

Tuesday, May 28, 2013

OH, THAT’S SOOO THONG: A JUGGER-NAUGHT IN SEATTLE

Wearing a bikini while playing a friendly game of football with your friends is exciting and challenging. But tackle your best friend wearing a thong, and watch everyone go wild!

Or maybe not. 

One man's story of his experience with bikinis, football and David Lee Hunter.














[NOTE: At his request, the real name of the man we’re calling “Steve” and other identifying details, including his hometown, are being kept confidential.]







When David Hunter offered to transfer his ownership of a new World Bikini League Football team, the Montana Rush, to "Steve", he concealed one significant detail. 

He didn’t own the team.

But that didn’t stop Hunter from reaping thousands of dollars from Steve, including a Seattle waterfront hotel stay and airline tickets to Hawaii.

Steve spoke exclusively to Miss Fortune and agreed to share his experience with the Charlevoix native, who’s on the run from a Traverse City fraud charge.

BACKGROUND: The World Bikini Football League

The World Bikini Football League was established on November 24, 2008 in Snohomish, Washington. Founded by a Snohomish native, the TWBFL featured women playing football in bikinis. From November 2008 through August 2009, the founders offered and sold investments in the form of membership units in TWBFL to approximately fifteen investors, raising approximately $228,500. At the time of their investment, all investors were Washington residents.

Those initial investors had the opportunity to purchase either a “league” ownership, which required an investment of $25,000, or a “team” ownership, which required an investment of $10,000. Although the TWBFL’s business model was based mainly on revenue generated by online subscriptions to view the games (filmed, then rebroadcast on the company’s website), additional potential revenue sources, per the founders, included “spinoff opportunities” such as endorsements, clothing, and novelty items.

On Friday March 13, 2009, the league held games and a photo shoot at the Starfire Sports & Entertainment Complex in Tukwila, Washington. A large video production company was brought in to capture every play and document everything from hair and makeup to gridiron action.

The teams include; Seattle Emeralds, Portland Tsunami, Cheyenne Tetons, Calgary Glaciers, Montana Rush, Vancouver Yellow Jackets, Spokane Dragonfly, Denver Snowbirds, Boise Wildfire and the Las Vegas Temptation.

THE SCAM

Steve’s friend, who’d been Hunter’s neighbor in Kapaa, Hawaii, introduced him to Hunter. Steve told Miss Fortune that he’d spoken with Hunter a few times by phone before finally meeting him in Tukwila the night of the TWBFL video shoot in March 2009.

Steve tells Miss Fortune that David Lee Hunter “offered to transfer his ownership of one of his ‘teams’ in exchange for me taking care of some of his operating expenses. The paperwork I signed seemed legitimate and I even reviewed the TWBFL's partner contract.”

 


Left: David Lee Hunter, slippery in Seattle
Steve maintained that as part of their ownership transfer agreement, Hunter had him “buy team uniforms, for which I paid Victoria's Secret directly and had them shipped to an address in Seattle, Washington.” Hunter and Steve attended the first "shoot" of TWBFL in Tukwila, WA -- a half a dozen or more games were played and videotaped, an overnight shoot that stretched from Friday night into the early hours of the Saturday morning.

Although Steve had planned to head back home after the shoot, Hunter invited him to “hang out at his pad in Seattle and spend a night on the town with himself, his former wife, and her friend.”

On the drive from Tukwila to Seattle, Steve stated that Hunter claimed that “he'd left the keys to the [Seattle] condo in Hawaii and was having trouble getting a hold of the superintendent of the building.”

Steve told Miss Fortune that he parked his car near Seattle’s Pike Place Fish Market and the group spent Saturday afternoon touring the waterfront on foot. Steve explained that at dusk Hunter said “he'd still not heard from the super and suggested getting a room at the Waterfront Marriott.” 


Steve said that Hunter claimed that although “the room wouldn’t cost anything because he had all kinds of ‘frequent flyer’ credits that he'd use to pay the hotel bill, he convinced me to ‘hold’ the room on my debit card. We partied in Seattle and had a good time on Saturday night.”

After lunch on Sunday, Steve said that Hunter told him “he'd incurred some additional expenses and asked if I would sign an amendment to our agreement to compensate him for these ‘out-of-pocket’ expenses.”


“As with the apparel [uniforms] from Victoria Secret, Hunter conned me into paying for three one-way plane tickets for himself, his former wife, and her friend to return to Hawaii. It raised a red flag, but I was betting on a nice payout from my team ownership so I went ahead with the ticket purchase. The tickets were for the following Monday. When I left Seattle that Sunday evening, I failed to close the hotel bill because I trusted that Hunter would pay with his ‘frequent flyer’ credits. Hunter gave me the impression that he'd reached the Seattle condo’s superintendent so they'd be staying at the condo after one night at the Marriott Waterfront.”

Steve admits it “was my mistake for not closing out my credit card bill when I left Seattle. I trusted him [Hunter] to take care of the hotel bill with his ‘credits’. I found out a couple weeks later when the bill came that he'd stayed in the room an additional three nights and charged the entire stay to my credit card. He claimed it was a clerical error on the Marriott’s part, and that he'd reimburse me for the $888.68 ASAP. He never did.”

Steve admits that he was disarmed by Hunter’s flattery and promises of easy profits and dismissed the signs he now sees clearly in the rear-view mirror of experience.

After returning to Hawaii, Hunter strung Steve along for several months, even visiting his hometown to “assure me that everything was on-track with the TWBFL payments.”

Finally, Steve realized that Hunter had “scammed” him, and he started “a long chain for angry emails to him and got a lot of ‘I'm sorry’ email replies from him but was never reimbursed.”

Steve finally contacted a TWBFL founder at the Snohomish headquarters, who told him that he was aware Hunter had scammed others with a similar ploy.

In an email, the founder told Steve, "Sorry to hear about your dealings with Dave.  You are not the first to have surfaced on this issue.  It seems Dave was selling interests in our league without our knowledge and without any actual ownership or authorization for a while.  Let us know if we can help out."

In October 2009 as a last resort, Steve hired an attorney who sent David Hunter a demand letter and rescission of their "agreement". Although Hunter signed for the certified letter, he never responded to the demand for repayment.

Steve says David Hunter still owes him thousands of dollars.

In addition, the friend who’d introduced Steve to Hunter also paid him money for the Bikini League “investment”. Although his loss was not as significant as his own, Steve estimates that he and his friend collectively lost about $5,000 to David Hunter.

HEY, CAN I USE YOUR NAME AS A REFERENCE?


By October 2009, Steve had decided to chalk up his loss as a learning experience and moved on until he heard from a Vancouver, Washington man in March 2013.

David Lee Hunter, the man who Steve claims cheated him out of thousands of dollars, sold him a bikini-clad version of the Brooklyn Bridge, and conned him into paying for three tickets to paradise, was now using him as a business reference with a new "potential partner".

You read that right.

In order to establish credibility with the Vancouver man, Hunter claimed that Steve was an active business partner who’d invested with him. In addition, Hunter claimed that Steve’s friend came from established “family money”, and implied he invested money from his “trust” fund.

The Vancouver man wisely opted not to invest with David Lee Hunter.

CODA: THE END OF THE WORLD BIKINI LEAGUE

On October 13, 2011, in an ironic twist to the story, the State of Washington's Securities Division entered into a Consent Order with the founders of The World Bikini Football League, LLC. 

The Securities Division had previously alleged that the founders had offered and sold investments, in the form of membership units in TWBSL, to approximately fifteen Washington investors, raising approximately $228,500. The state further alleged that the founders offered unregistered securities, acted as unregistered broker-dealers or securities salespersons, and violated the anti-fraud provisions of the Securities Act of Washington. Both men neither admitted nor denied the allegations, but agreed to cease and desist from violating the Securities Act and agreed to pay a fine of $1,500 and investigative costs of $1,500. 

The $25,000 in penalties is a fraction of what the real investors lost when they invested in the sports league to feature women playing various sports in provocative bikinis.

The League's co-founders projected that their league would generate at least $3 million a month by December 2009, according to the Washington Department of Financial Institutions Securities Division.

The league's plan was to make money by placing online videos of the women and charging subscribers a fee to watch them. In 2009, the league reported 16 games with 88 flag-footballers in bikinis. But according to the Washington Department of Financial Institutions, the league was never registered to sell securities in the state of Washington.

The co-founders raised $225,000 from investors by selling ownership units in the league and teams for as much as $30,000 per stake, the state said. Additionally, the league did not disclose to investors that one of its founders filed for bankruptcy protection in 2001 and 2005.



It looks like David Lee Hunter may have had the last laugh...but looks aren't the only things that can deceive, right Dave?

 

BOOHER BANKING BOOYAH! Traverse City Area State Sen. Darwin Booher Pops Political Cherry...AGAIN!



"What kind of man do you take me for?"

"We've already established that. Now we're haggling over the price."






As I imagined the conversation between State Senator Darwin Booher and a lobbyist from the Michigan Bankers Association, your girl Miss Fortune suspected it may have mirrored the infamous dialogue variously attributed to Sir Winston Churchill and Irish playwright George Bernard Shaw.

Booher was a banker for 41 years before he entered the world of politics, working as a sales manager at Citizens Bank and as vice-president of Bank One. Booher was first elected to the Michigan House in 2004 to represent residents of Osceola, Mecosta and Wexford counties. He was elected to the 35th District Senate seat, which includes  Leelanau, Benzie, Kalkaska, Manistee, Missaukee, Roscommon, Lake and Clare counties, in 2010.

It shouldn't surprise you that Booher recently introduced a bill that would reduce Michigan’s post-foreclosure redemption period from 6 months to 2 months. 

But it would surprise even the most jaded politico to find out just how little Lansing's latest rent boy received for selling out his constituents.

Steve Dibert, mortgage fraud investigator, has the complete story on his most excellent MFI-Miami blog:

http://www.mfi-miami.com/2013/05/you-can-make-a-michigan-senator-your-boy-toy-for-as-little-as-16000/

Sunday, May 26, 2013

NEWS FLASH! MICHAEL REESE CLAIM HE WAS "FEATURED IN THE WALL STREET JOURNAL" DEBUNKED! HERE'S THE REST OF THE STORY...

Michael Reese is at it again--inflating his credentials and misleading the masses!


Our favorite Traverse City area money guy, self-proclaimed 'America's Retirement Expert' Michael Reese has doggone gone and done it...again!

Yes, our boy puffed himself up like a financial Fugu fish with this addition to the "Latest News" feed on his website. Reese claims he was recently "featured in the Wall Street Journal" in recognition of his latest best-selling book. Featured--in an article, maybe?

But Miss Fortune is spoiling the fun--read it for yourself! 

Retirement Planner Michael Reese Featured in the Wall Street Journal

Michael Reese, retirement planning and investment expert, was recently featured in the Wall Street Journal in recognition of his latest best-selling book.

Traverse City, MI – May 24, 2013Michael Reese, CFP®, founder of Centennial Wealth Advisory, was recently featured in the Wall Street Journal with other leading financial authors from around the world. The piece that ran in the Monday, May 13, 2013 edition of the Wall Street Journal recognizes some of the financial industry’s latest best-selling authors.

Michael was recognized for his best-selling book, The Success Secret: The World’s Leading Experts Reveal Their Secrets For Success in Business and in Life. The book, co-written with Jack Canfield (Chicken Soup For the Soul) features inspiration and motivation to move forward – as well as the proven action steps that attract abundance and bring fulfillment.

Read more about the book at http://www.celebritypresspublishing.com/publications/the-success-secret.php

Michael Reese’s focus is on helping retirees enjoy financial security in any economy by guaranteeing their retirement income for life and protecting them against the detrimental effects of inflation, taxation, and rising healthcare expenses. If you are looking for true retirement security, Michael Reese should be your first and only stop. Michael is an industry thought leader, and has trained more than 1,000 financial advisors throughout the country on his planning techniques and has been quoted extensively in the media. Michael was also recently an expert guest on The Consumer’s Advocate television show. The show was recently featured on NBC, CBS, ABC and FOX network affiliates around the country.

http://www.cen-wealth.com/news/retirement-planner-michael-reese-featured-in-the-wall-street-journal.php


Wow, that's impressive...and completely misleading, even for a press release so fulsome it reads like it was written by Sidney Falco, the press agent played brilliantly by Tony Curtis in the film "Sweet Smell of Success". 

This smells like something, and it ain't teen spirit!

Here's the official Dow Jones & Company e-tear sheet--of the "feature"--an ad, really--that ran in the May 13th edition of the Wall Street Journal on Page C7. 





It's a little blurry in the photo above, but you can check out the original PDF at this link:
Michael Reese Wall Street Journal Ad May 13 2013 

And while the ad--excuse me, "feature"--is ostensibly about a stable of "best-selling authors", they'll be kicking down their collective stall doors when they see how they're being used as shills for their "branding company".

The National Academy of Best-Selling Authors, is a sweet little sideline hustle run by Dicks & Nanton, the "celebrity branding agency" used by--you guessed it--all of these authors!

And if you Google any one of these "top-selling authors", you'll likely find the same press release that Reese is using.

The next time Michael Reese has a "free seminar", watch him closely to see if he sells you the steak...or just the brand sizzle.



Wednesday, May 22, 2013

Sunday, May 19, 2013

EXCLUSIVE: BENCH WARRANT ISSUED IN MICHIGAN ON APRIL 4, 2013 FOR DAVID LEE HUNTER'S ARREST!

Miss Fortune has discovered that a bench warrant was issued for the arrest of David Lee Hunter on April 4, 2013 by a Macomb County, Michigan judge

A bench warrant doesn't mean that the police are going to come knocking on Hunter's door--or tent flap--looking for him. However, should he have any contact with the police or attempt to renew his drivers license, he will be arrested, handcuffed and put in jail until a bond is paid on his behalf. Let's hope he has his mom's phone number on speed dial.

David Lee Hunter
The official Macomb County child support case history shown below indicates that Hunter skipped numerous "show cause" hearings. A show cause hearing legally requires a person who has not paid child support, like David Lee Hunter, to appear before the court to explain to the court why he should not be held in contempt. 

And yes, I will avoid the easy joke about holding Hunter in contempt--whoops!

While the initial case filed by the mother of one of Hunter's children was closed after she requested a change of venue in 2003, Hunter is still responsible for paying his court-ordered child support.
 

The public record indicates that David Lee Hunter is officially a deadbeat dad.



 2003-006341-TS JOHNSON, ANDREA L vs. HUNTER, DAVID
File Date11/10/2003Case Status ClosedCase Status Date11/10/2003




Party Information
Party NameParty Alias(es)Party TypeAttorney(s)Attorney Phone
JOHNSON, ANDREA L 
PLAINTIFF 
PRO PER 
GLASER, ANDREA L 
PLAINTIFF 
PRO PER 
HUNTER, DAVID L
DEFENDANT 
Docket Entries
 
Date Text 
04/04/2013 MEMORANDUM OF BENCH WARRANT  
04/04/2013 SUPPORT ENFORCEMENT ORDER SIGNED  
02/26/2013 MOTION & ORDER TO SHOW CAUSE FOR CONTEMPT (SUPPORT) SGD **FOC HEARING 3/28/13 @ 8:30 AM  
08/17/2012 BENCH WARRANT RETURNED  
08/17/2012 SUPPORT ENFORCEMENT ORDER SIGNED  
08/01/2012 MOTION & ORDER TO SHOW CAUSE FOR CONTEMPT (SUPPORT)SGD *FOC HRG 8/16/12 @ 8:30 AM  
12/27/2010 CASELOAD TRANSFERRED The judge was changed from VIVIANO, ANTONIO P to VIVIANO, KATHRYN .  
09/01/2010 MEMORANDUM OF BENCH WARRANT  
09/01/2010 ENFORCEMENT ORDER SIGNED  
07/27/2010 MOTION/ORDER FOR SHOW CAUSE - SGD  
07/25/2008 BENCH WARRANT RETURNED  
07/25/2008 ENFORCEMENT ORDER SIGNED  
06/26/2008 MEMORANDUM OF BENCH WARRANT  
06/26/2008 ENFORCEMENT ORDER SIGNED (MANUAL ORD)  
06/24/2008 BENCH WARRANT RETURNED  
06/24/2008 ENFORCEMENT ORDER SIGNED (DISM)  
06/29/2005 MEMORANDUM OF BENCH WARRANT  
06/17/2005 SUPPORT ENFORCEMENT ORDER SIGNED KNS/APV  
05/03/2005 MTN & ORDER FOR SHOW CAUSE -SGD TAY/APV  
11/17/2003 ENTRY FEE PAID $150.00 #101894  
11/13/2003 CASE CLOSED  
11/13/2003 ADDRESS CHANGE:JOHNSON ANDREA LYNN 2343 PARLIAMENT STERLING HEIGHTS, MI 48310 ADDRESS CHANGE:GLASER ANDREA LYNN* 2343 PARLIAMENT STERLING HEIGHTS, MI 48310  
11/13/2003 POST-JUDGMENT TRANSFER  
11/10/2003 ANTONIO P VIVIANO 11/13/03 18:52 P JONES  
11/10/2003 COMPLAINT ***CHANGE OF VENUE FROM EMMET COUNTY*** ONE COMPLETE FILE & DKT ENTRIES 

Saturday, May 18, 2013

WHAT DO THESE THREE MEN HAVE IN COMMON?

 
DH

SH

DH



I am guessing you told your tipsters they would remain confidential eh lol? Looks like a mad scramble for you to keep your Tabloid going before you get sued from every direction. I tried to warn that your slander has consequences. Now your "tipsters" are subject to your liable. Can't wait to see all of their home address go public. You have just attacked a company with global power that did nothing but point out the truth and your defamation. The judge(s) are going to see you obviously had the chance to stop and you continued on your kamikaze mission. Just a matter of time now...

Friday, May 17, 2013

IS THIS THE END OF MISS FORTUNE? "You are herby demanded!"

Your girl Miss Fortune just received the "demand letter" above from someone claiming to be David Lee Hunter.

If it did indeed come from Hunter, it was sent to my personal email address by a man who, in the last week, has started a blog that revealed my home address and phone number and encouraged people to contact me, called me repeatedly on my cell phone and home phone (once at 1:28am), and has threatened, harassed and cyberstalked me.

I have taken the step of removing my name (which Hunter misspelled--go figure!) from this document, as I am not a public figure with a felony warrant hanging over my head. Whoops, did I share too much

Somewhere along the way, Hunter and his friends (I'll just call them bone thugs with no harmony) have decided that they are legitimate business men.

I guess they're different from the other people Hunter has done business with...or to.

I will let you fill in the blanks because the wee one might have a hissy girl fit.

Will this stop Miss Fortune

Hell to the no!

I have to go now and get ready for Hunter's lawyer, who will "be making in contact with you".

And while the letter allegedly sent by Hunter to Miss Fortune boasts that any "attempt to contact me will be deemed harassment and the proper authorities will be contacted", that hasn't stopped Hunter from allegedly attempting to post comments on this blog.

Here is the alleged comment from the alleged putz who is allegedly wanted on an alleged felony warrant from a Michigan town allegedly called Traverse City: 

You can compare it with the one my attorney sends to you. Hmmm... I don't see you posting any other demand letters? I wonder why that is? Cat got your tongue? You lost your house and live as a grown woman with your father. You are a joke that has no money to defend what is coming your way. Once you are brought to justice, I can re-turn myself in and have due process. I feel bad for your father who's home you use as base camp for cyber crime...

And here's a reminder of Mr. Hunter's alleged conduct when he allegedly took thousands of dollars in Traverse City and allegedly absconded from bond that he was allegedly under for an alleged crime he had allegedly committed in Michigan.

 

 
 

Wednesday, May 15, 2013

TWEETS FROM A TWIT: @Incog_negro DAVID LEE HUNTER'S TWITTER PAGE



















You knew they were out there....the tweets of a twit-courtesy of a tipster!

Yeah, Dave, like that lovely Brooke Burke is going to remember every last star-f***er who tries to make eye contact!

Maybe if you could actually spell maître d'hôtel, Brooke might have remembered that pesky Orchids waiter who kept trying to schmooze her.

Hell, even I can't figure this one out! All-seeing eye, or just 
seeing eye dog?

Half Jamaican, half Irish...and 100 percent criminal!

Hey, I didn't know there was a strip club in Pacoima called the Playboy Mansion? Isn't that the one with Oxy-addicted strippers flashing C-section scars?
 


Tuesday, May 14, 2013

SHH.....IT! DAVID LEE HUNTER'S GOT ANOTHER SCAM--ALLEGEDLY!!!


HAVE YOU HEARD OF SELECT HAWAIIAN HIDEAWAYS? 'SILENT PARTNER' DAVE'S GOT A REAL DEAL FOR YOU--ALLEGEDLY!! 

OR IS IT A RAW DEAL--ALLEGEDLY?