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Monday, October 2, 2017

IT'S DOCKET DAY! Is Deb A Deadbeat...Or Dead Broke?

Today is the first Monday in October, the day the new Supreme Court term begins.

In honor of the Supremes, I'm debuting a new feature: Docket Day. This inaugural edition features Deborah Ingersoll, wife of convicted felon (and federal inmate) Steven Ingersoll.


Deborah Ingersoll was charged one count of attempt and conspiracy to commit fraud in the federal indictment unsealed on April 10, 2014. 

In May 2011, the government alleged that a “flurry of activity” was undertaken by Deborah Ingersoll. Trotting around to various branches of the Fifth Third Bank, she made multiple cash deposits— all under $9,000. 

Assistant United States Attorney Janet Parker stated in the indictment that Deborah Ingersoll did the same in August 2011 at Huntington Bank, with the deposits ranging from $8,500 to $9,000.

Bank records later showed the money was withdrawn by the Ingersolls and used for a “personal real estate purchase”.

On March 4, 2015, at the close of the government’s case in chief, each defendant made an oral motion for a judgment of acquittal. Steven Ingersoll’s, Gayle Ingersoll’s, Roy Bradley’s, and Tammy Bradley’s motions for judgment of acquittal were granted in part with respect to Count 1 (conspiracy to commit bank fraud) and denied in part. 

Deborah Ingersoll’s motion for judgment of acquittal was granted.


At 9:15 a.m. on Saturday, September 16, Deborah Ingersoll answered the door at her Center Avenue home in Bay City to accept a special delivery—and it wasn't a fragrant bouquet of flowers.

Mrs. Ingersoll's visitor wasn't a florist, it was a process server, there to deliver a Summons and Complaint filed by Crown Asset Management, LLC  in Bay County's 18th Circuit Court on July 3, 2017. Crown is seeking to recover a $26,087.48 credit card debt Ingersoll failed to pay Citibank N. A. (Citi ThankYou® Preferred).

Crown Asset Management is a debt purchaser who routinely files collection lawsuits here in Michigan. Like other debt purchasers, Crown Asset Management purchases credit card debt and files credit card collection lawsuits.

Deborah Ingersoll has until October 6 to file a written response to the court and serve a copy to Crown Asset Management.

If she does not answer within the stated 21 day period, or take other action in the time allowed, Ingersoll could have a judgment entered against her for the outstanding credit card debt.

Ingersoll made her last credit card payment, $651.30, on March 6, 2015—four days before her husband, Steven, was convicted of tax fraud and conspiracy in U. S. District Court.

And her last purchases?

Deborah Ingersoll ordered two Experian credit reports, for a grand total of $25.90, on February 26, 2015.

Here's the thing: credit card debt may be discharged whenever you file for Chapter 7 or 13 bankruptcy. When debt is discharged, your creditors are prohibited from attempting to collect unpaid credit card debt and other debts listed in your bankruptcy; this includes contacting you by phone or by mail.

And it's not Deborah Ingersoll's first time at the Ole Deadbeat Rodeo: in November, 2016, she stiffed American Express out of $14,996.16.

So what's really going on? 

Is Deborah Ingersoll as broke as a twig Bigfoot stepped on, or is there something else afoot?


  1. There is no way Deborah Ingersoll is flat broke, she wouldnt be hanging around ole heart attack Joe if they were. There is money but they are playing the game to keep the government and creditors off their backs. You don't launder millions of dollars and cheat your workers, schools and children and not have it stashed away somewhere. We see through you Steve and Deborah!

  2. Judge Ludington should have ordered some of the Ingersolls' real estate assets to be sold off to help pay part of their debt to the government and taxpayer when Steve Ingersoll was sentenced to federal prison.

    When you add up $26,000 owed to Citi and virtually $15,000 that she stiffed American Express, that's a lot of money. It shows the real character of the Ingersolls in continuing to stiff people and companies. They obviously don't practice what they were preaching in their charter schools: responsibility.

  3. Maybe she should invite a judge to stay in the "Judges Chambers" and ask his take on her stiffing another financial institution? Then she could look at the people's response to "the verdict is in?"

    1. The verdict is definitely in: Never deal with the Ingersolls; sooner or later, you'll get stung.

  4. We all wonder where the money really is. And here we, the public, are, paying for Ingersoll's stay in federal prison.

  5. Money didn't stop her from paying $10,000 for the Select Guest Registry for B & B's (and for only one year it seems), did it? Money didn't stop the Ingersolls from generous (thousands of dollars)campaign contributions to those who espoused Charter Schools (the ones where transparency requirement isn't the same as regular public schools), did it? Money didn't stop her from taking some extravagant and expensive trips, did it? (And maybe some of those charges on the credit card stem all the way back to then.) Money does, however, seem to stop them when they want to walk (or rather run!) away from personal responsibility. Maybe she should plant some more money trees in her yard on Center?

    1. The "money tree" idea came from one of your early blogs on the Ingersolls, Miss Fortune. It was so clever and in the Ingersolls' case, so appropriate. Only problem is that they've been continually using OPM (opium pronunciation)... Other People's Money. One should say 'misusing' other people's and institutions money.