Michael Reese: A "Mentor Laureate"?

Would someone please explain how Michael Reese and a Traverse City-area single mom who worked at home became partners in a Texas business entity that was based in Michigan? Just askin'.

	Entity Information:	MENTOR LAUREATE LLC (AKA RepRevenues.com) 4020 COPPER VW STE 110 TRAVERSE CITY, MI 49684-7041
	Status:	NO STANDING, FRANCHISE RESPONSIBILITY ENDED
	Registered Agent:	AMERICORP RESEARCH INC 2700 PECAN ST. W. STE. 427 PFLUGERVILLE, TX 78660
	Registered Agent Resignation Date:
	State of Formation:	MI
	File Number:	0800910865
	SOS Registration Date:	December 14, 2007
	Taxpayer Number:	12020432295  Yet another Reese hustle: About My Company At RepRevenues.com, you will find everything you need to duplicate the phenomenal success of $1 Million Producer, Michael D. Reese, CFP, CLU, ChFC. Company Email: mike@cen-wealth.com Company Web Address: http://www.reprevenues.com   Mentor Laureate AKA RepRevenues.com 4020 Copper View, Suite 110Traverse City MI 49684   My Most Recent Articles August 19, 2010 Using the tax return to easily have your prospects buy life insurance from you April 29, 2009 Slashing taxes on IRAs, Pt. 3 March 18, 2009 Slashing taxes on IRAs, Pt. 2 of 3 February 19, 2009 Slashing taxes on IRAs, Pt. 1 of 3 January 23, 2009 Uncovering the IRA goldmine using tax reduction strategies

I Believe I Can Fly: "Medical Miracle" Man & Alleged Craigslist Rental Scammer David L. Hunter In The Wind

Like Jerry Lundegaard in "Fargo", Hunter's an absconder

Left: David L. Hunter










A warrant was issued on March 15, 2013 by the 86th District Court for the arrest of David L. Hunter.

Hunter is the former Charlevoix resident who allegedly signed a one-month lease on a Traverse City home in 2012, and then signed several one-year lease agreements with potential renters and collected six $1,000 payments for security deposits.

Here's the rundown on Hunter's current case (with annotations by Miss Fortune):

11/01/2012     CASE OPENED    
11/01/2012     WARRANT ENTERED INTO LEIN BY COURT    
11/01/2012     OUTSTANDING WARRANT    
11/05/2012     ARRN DATE SET 11/6/12 @ 9:45 AM    
11/05/2012     NOT USE/POSS ALCH/CONT SUB/MEDICAL MARIJ    
11/05/2012     PASS DAILY AM PBT'S   (preliminary breath test)  
11/05/2012     IMMEDIATE URINE SCREEN    
11/05/2012     WEEKLY URINE SCREEN    
11/05/2012     SUB ABUSE REFERRAL INFO    
11/05/2012     NO BARS OR PLACE THAT SERVES ALCOHOL    
11/05/2012     WARRANT CANCELLED BY AGENCY/COURT     11/05/2012
11/05/2012     ARRAIGNMENT AREA     11/06/2012
11/06/2012     BOND POSTED BY BONDING COMPANY    
11/06/2012     NOTICE-PRELIMINARY EXAM     11/20/2012
11/06/2012     FINGERPRINT ORDER
11/06/2012     COURT RECORDER- SHEILA HALE    
11/06/2012     ARRAIGNMENT HELD; APPEAR W/O ATTY; MIRANDA GIVEN;    
11/06/2012     WILL HIRE ATTY; BOND CONT; FILE TO DATE SET    
11/06/2012     ARRAIGNMENT HELD    
11/07/2012     BOND VIOLATION FILED FTA AM PBT 11/7  (Hunter failed to appear for PBT)   
11/07/2012     OUT OF TOWN VERIFICATION FILED PBT 11/23    
11/13/2012     URINE SCREEN FILED, COLLECTED 11/6    
11/13/2012     BOND VIOLATION FILED FTA AM PBT 11/9    
11/13/2012     OUT OF TOWN VERIFICATION FILED PBT'S 11/7 & 11/9    
11/13/2012     BOND VIOLATION FILED FTA AM PBT 11/10 & 11/11    
11/14/2012     BOND VIOLATION FILED FTA AM PBT 11/14    
11/15/2012     URINE SCREEN FILED, COLLECTED 11/8    
11/15/2012     FILE WITH ANGEL KALEY WOLFE    
11/15/2012     BOND VIOLATION FILED FTA AM PBT 11/15    
11/16/2012     SCHEDULED NEXT HEARING
11/16/2012     BOND REVIEW HEARING     11/20/2012
11/16/2012     OUT OF TOWN VERIFICATION FILED 11/11, 13, 14, 15    
11/16/2012     URINE SCREEN FILED, COLLECTED 11/13    
11/16/2012     ACTION NOT HELD    
11/19/2012     BOND VIOLATION FILED FTA AM PBT 11/18    
11/19/2012     BOND VIOLATION FILED FTA AM PBT 11/19    
11/20/2012     COURT RECORDER - COLEEN ROCKER    
11/20/2012     DEF PRESENT W/O ATTY, PRELIM WAIVED, BOUND OVER    
11/20/2012     TO CIRCUIT COURT. DEF BLEW HOT AT TIME OF PRELIM  (alcohol present)   
11/20/2012     C.C. ARRN: HELD, STANDS MUTE, BOND CONTINUED,    
11/20/2012     FILE TO DATE SET    
11/20/2012     PRELIM WAIVED    
11/20/2012     CASE IS CLOSED     11/20/2012
11/20/2012     BOUND OVER TO CIRCUIT COURT    
11/20/2012     BINDOVER TO CIRCUIT COURT
11/20/2012     BINDOVER TO CIRCUIT COURT    
11/21/2012     ELECTRONIC JUDGMENT SUBMITTED - EJUD COUNT: 1

03/15/2013     CASE OPENED    
03/15/2013     WARRANT ENTERED INTO LEIN BY COURT    
03/15/2013     OUTSTANDING WARRANT

I'm No Angel: The Ballad of Dave Skibowski

"Dave Skibowski Deadbeat, Con-Man, Rips off employees, Internet"

When Gregg Allman sang these words written in 1987 for the Allman Brothers Band by Tony Colton and Phil Palmer, I'll bet Dave Skibowski was tapping both feet:

No I'm no angel
No I'm no stranger to the street
I've got my label
So I won't crumble at your feet
And I know baby
So I've got scars upon my cheek
And I'm half crazy
Come on and love me baby

A tipster (yeah, I've got them!) hipped me to Dave Skibowski after reading my "Can-Do" Dan Giroux story, and I'm already digging the dirt.

But here's a taste of what's to come from 'Mortimer' of Traverse City, courtesy of Ripoff Report:

Dave Skibowski Internet 49684 United States of America

Phone: Web: www.1greatmortgage.com Category: Business Consultants

Dave Skibowski Deadbeat, Con-Man, Rips off employees, Internet

Where to begin with this deadbeat.  He owes everyone in Northern Michigan money.  He skipped out on his commercial lease when he ran his net branches for several brokers in North Carolina.  He and his crazy and b*tchy daughter claim to be financial experts but know nothing.  They like to hear themselves talk but when you get right down to it, it's all bullsh*t.  

Matter of fact, Dave's bullsh*t even got him removed as chair of the Grand Traverse Republican Party several years ago. He brags about his "friendships" with local politicians but reality, they talk smack about him when he's not around because he's screwed over so many people.   They're only nice to him because they want his vote and campaign contributions. 

I'm smacking my blood red lips already!

Read on--lots of bones to pick here. If you have any information you'd like to share, please send it to tcmissfortune@yahoo.com

And I keep everything right where it belongs--on the down-low.

David Skibowski's LinkedIn Overview:

Current

• Partner at Local Media Fusion LLC
• President at The Skibowski Company LC

Past

• Branch Manager at 1st Metropolitan Mortgage
• President/Founder, at Continental Funding Ltd., Financial Consultants, Traverse City, Michigan
• President/Founder at Traverse Associates Incorporated,

• President/Founder at Bluff Development Company
• President/Founder at Foster Care Incorporated
• President at Charter Reserve Equities Company
• Vice President/Founder at Pro-form Products, Inc, Traverse City, Michigan
• Partner/Director of Research and Development at Mobility Unlimited Incorporated,
• Founder at Competition Preparation Enterprises
• Consulting Project Engineer at Rassey Engineering, Inc
• Chief Engineer/Founder at Electric Fuel Propulsion, Inc., Ferndale, Michigan
• Lathe Operator at Pontiac Motor Division

 

Lien On Me: The Scandalously Boring Story of Kevyn Orr

Detroit Can't Wait...but Montgomery County had to!

Left: Detroit Mayor Dave Bing, Emergency Financial Manager Kevyn Orr and One Tough Nerd (with egg on his face)




Oh, how I wish I'D broken THIS one!

This morning, the Detroit News broke the story that Kevyn Orr, Gov. Snyder’s appointee as Detroit’s Emergency Manager, was hit with four tax liens in four years for unpaid unemployment and income taxes.

When he was shown copies of the liens Friday, the News reported he “didn’t know anything about” them. To make matters worse, it was news to the Snyder Administration, too.

That’s right – Rick Snyder’s office, in the national spotlight for the decision to appoint an emergency manager with sweeping powers to fix Detroit’s finances, failed to look into Kevyn Orr’s finances.

Do you see a pattern here?

Kevyn Orr 2009 Tax Lien
http://www.scribd.com/doc/130782566/Kevyn-Orr-Tax-Lien-2009

Kevyn Orr 2010 Tax Lien
http://www.scribd.com/doc/130782568/Kevyn-Orr-Tax-Lien-2010

Kevyn Orr 2011 Tax Lien
http://www.scribd.com/doc/130782570/Kevyn-Orr-Tax-Lien-2011

Kevyn Orr 2012 Tax Lien
http://www.scribd.com/doc/130782571/Kevyn-Orr-Tax-Lien-2012

Here is the official property record of new Detroit EFM Kevyn Orr's Chevy Chase, MD home (how DOES it feel to get effed, Kev?):

Maryland.gov|Phone Directory|State Agencies|Online Services

Maryland Department of Assessments and Taxation Real Property Data Search   (vw3.1A) MONTGOMERY COUNTY

Account Identifier: District - 07 Account Number - 00525087

Owner Information

Owner Name: ORR KEVYN D & DONNA MARIA NEALE Use: RESIDENTIAL Principal Residence: YES Mailing Address: 3800 MONTROSE DRWY CHEVY CHASE MD 20815 Deed Reference: 1) /33303/ 00078 2)

Location & Structure Information

Premises Address Legal Description 3800 MONTROSE DRW KENILWORTH CHEVY CHASE 20815-0000

Map Grid Parcel Sub District Subdivision Section Block Lot Assessment Area Plat No: HP41 0000 0000 0038 1 P7 2 Plat Ref:

Special Tax Areas Town NORTH CHEVY CHASE Ad Valorem Tax Class 24

Primary Structure Built Enclosed Area Property Land Area County Use 1951 2,668 SF 18,000 SF 111

Stories Basement Type Exterior 1.000000 NO STANDARD UNIT 1/2 BRICK FRAME

Value Information

Base Value Value Phase-in Assessments As Of 01/01/2011 As Of 07/01/2012 As Of 07/01/2013 Land 485,100 423,300 Improvements: 534,940 482,100 Total: 1,020,040 905,400 905,400 905,400 Preferential Land: 0 0

Transfer Information

Seller: REED, SCOTT C & S A Date: 11/09/2006 Price: $1,067,500 Type: ARMS LENGTH IMPROVED Deed1: /33303/ 00078 Deed2:

Seller: Date: Price: Type: Deed1: Deed2:

Seller: Date: Price: Type: Deed1: Deed2:

Exemption Information

Partial Exempt Assessments Class 07/01/2012 07/01/2013 County 000 0.00 State 000 0.00 Municipal 000 0.00 0.00

Tax Exempt: Special Tax Recapture: Exempt Class: NONE

Homestead Application Information

Homestead Application Status: Approved   04/05/2012

Contact Us | Site Map | Email SDAT | Privacy Notice |  
Department of Assessments & Taxation 301 W. Preston St., Baltimore, MD 21201-2395
410-767-1184 | Outside the Baltimore Metro Area 888-246-5941 | Maryland Relay 800-735-2258 

Who Is Michael Gibson, And Where Is He?

And how does his company fit into a mailbox at the Traverse City UPS Store?

On April 14, 2012, slippery scammer Craig S. Gibson filed paperwork with the State of Michigan to register Cali Inversiones Ltd. as a 'Domestic Profit Corporation'...all the way from Cali, Colombia.

Or did he?

Is that really his signature on the application...or is it Michael Gibson's?







If you know Michael Gibson, contact Miss Fortune: tcmissfortune@yahoo.com


Here's what we've been able to gather about the 'missing' Mr. Gibson:  he appears to be Craig Gibson's straw man in a number of off-shore business, including a couple specious "coffee exporting" companies run from (wait for it) Cali, Colombia.

On one of the sites, http://coffee-colombia.com, the Gibsters describe their business in flowing, glowing language (you'll have to ignore the twisted syntax and flaming hyperbole):

Cali Inversiones Ltd.

Cali Inversiones Ltd is a company located in Cali, Colombia, South America and Traverse City, Michigan in the United States. We specialize in the importation of Organic Colombian Coffee to the United States. All our coffee has been grown at heights of over 5000 feet in the Andes Mountains of Colombia. We offer a variety of products. All of our coffee from Colombia is organic. We service grocery stores, restuarants (sic), and specialty stores in the United States. The Gibsters go on to trumpet the vaporous company's track record: At Cali Inversiones Ltd., we import Colombian Coffee to the United States. We distribute to coffee shops, various specialty grocery stores, and grocery store chains in the United States. I, Craig Gibson, the owner of Cali Inversiones Ltd., live in Cali Colombia. I have access to some of the best coffee in the world. We offer green beans, toasted beans, and ground coffee. We can supply the products in bulk or in smaller quantities packaged and ready to sell in the grocery store. We can also offer private label blends. Whatever your coffee needs might be, we at Cali Inversiones Ltd can fill your needs. This site is for information only. It will be totally operational soon.  We are located in Cali, Colombia, Traverse City, Michigan, USA, and New Ulm, Minnesota, USA         We've checked the State of Minnesota's Business database, and there's no record of any "Cali Inversiones Ltd.". There was one company we sooo wanted to be Gibson's: Gibson Liquid Waste Removal, Inc.

 

"Can-Do" Dan Giroux: You CAN Take It With You

Former Crest Financial subprime loan kingpin died broke on January 25th; declared bankruptcy July 31, 2012 owing nearly $2.0 million to creditors.

In television and radio ads, Giroux dubbed himself "Can-do" Dan Giroux for his ability to secure loans.






When "Can Do" Dan Giroux went to that big bank vault in the sky on January 25th, 2013,  he left behind a string of debts as long as Ann Hathaway's scrawny neck.

 A former business associate of Cali-dwelling debt management fraudster and fleeing felon Craig S. Gibson, Giroux ran Crest Financial, Inc. from a 9,716 square foot building along M-22 across from the West Bay. The three-story building was divided between two floors of office space and a high-end condominium on the top floor.

On June 11, 2011, Giroux rented that condo to a couple who signed a lease for one year and handed over a $3,500 check to cover the unit's security deposit. When they moved out a year later, Giroux didn't return the deposit, and the couple sued.

They're still waiting, and it's likely they'll never get their money back.

But they could have been left holding an even bigger bag--like Bank of America, owed nearly $450,000 for two outstanding mortgages on a home Giroux and his wife Linda Dargis Giroux owned on Woolsey Lake Road in Northport.

Or the Manistique "investment property" with a $550,000+ debt.

Hell, even the boat he returned to PNC Bank in Kalamazoo still had a $64,000 "deficiency balance".

THE OLLIE FRETTER OF THE SUBPRIME MORTGAGE LOAN BUSINESS

Oliver "Ollie" Fretter graduated from Royal Oak High School in 1941. He was an electronics and major appliance retailer in the Detroit area who, at one time, even had locations nationally.

Ollie Fretter became known in the Detroit area in the 1970's and 1980's for his humorous TV commercials in which he promised, "I'll give you five pounds of coffee if I can't beat your best deal." When required, he gave away five-pound cans of Maxwell House coffee which he wrapped with paper labels that read, "Fretter House Coffee".

Dave Skibowski was among the former employees who sued Giroux in 2000, accusing Giroux and Crest Financial of firing them in order to avoid paying commissions on loans they sold. Skibowski and those former employees of the man who touted himself as being able to get almost anybody a loan claimed that "Can-Do" Dan Giroux had a problem paying money he owed. Gee, too bad no one listened.

Crest "willfully and wrongfully engaged in an intentional pattern of hiring and firing employees to avoid having to pay earned sales commissions and or wages," according to the suit filed by lawyer Craig Elhart.

"Dan and I go way back. As long as he's been up here, I've known him and considered him a friend," Skibowski said at the time. But several weeks before the lawsuit was filed, Skibowski said he tried to meet with Giroux and he was thrown out of his office.

Skibowski said he and the other employees decided to file the suit when they all realized how much money was owed to them - he said at the time it was more than $200,000. Skibowski - who said he was not owed a lot and would not have filed suit on his own - said he quit Crest in October 1999 after a dispute with Giroux about money taken out of his paycheck for company expenses.
   
He said he had known Giroux for seven years and was with him when Crest Financial was established. He called Giroux a talented salesman who decided he wanted to be the "Ollie Fretter" of the mortgage loan business.

Reality pimp-slapped Fretter, too. Unable to successfully compete with big box superstores like Best Buy and Circuit City, Fretter's last store closed in May of 1996.

NEVER MIND THE MAN BEHIND THE CURTAIN

Giroux, who boasted in December 2006 that he had been named vice chairman of the Michigan Mortgage Brokers Association’s Standard Procedures and Ethical Codes Board,  saw the end coming in 2009. Because there was so much activity and so much money being made, people with no experience flocked to the mortgage industry.

“Our industry is looking at whether we need to license mortgage professionals,”  Giroux said then, “to ensure that Michigan consumers get responsible advice.”

The man who pioneered predatory, subprime lending in Traverse City, voluntarily surrendered his Michigan Mortgage Loan Officer license on July 31, 2010, ending his career representing Grand Rapids-based Private Mortgage Wholesale, Inc.

The company's main office is located in a building on Wealthy Street.


Giroux's Mortgage Loan Originator license expired on January 1, 2013--less than one month before he did.

A partial list of Giroux's creditors follows:

13TH CIRCUIT COURT
TRAVERSE CITY MI 49684

AGAPE PLASTICS INC
GRAND RAPIDS MI 49544

ALLEN MAXWELL & SILVER
ENGLEWOOD CLIFFS NJ 07632

AMERITECH PUBLISHING, INC.
ARLINGTON TX 76004-0769

AT&T
ARLINGTON TX 76004

AURORA BANK FSB
SCOTTSBLUFF NE 69361

BANK OF AMERICA
GREENSBORO NC 27410

BAY AREA COMPUTER
TRAVERSE CITY MI 49686

CHARTER COMMUNICATIONS
GRAND RAPIDS MI 49544-9108

CHASE BANK USA, NA
WESTERVILLE OH 43081

CITIZENS BANK
FLINT MI 48502

CITY OF TRAVERSE CITY

CREDIT PLUS
SALISBURY MD 21803

CRITTER CONTROL
SUTTONS BAY MI 49682

DAVID HANSEN
HART MI 49420

DR. MICHAEL PARKER
TRAVERSE CITY MI 49686

DTE ENERGY
DETROIT MI 48226-1279

FARM BUREAU INSURANCE
LANSING MI 48909-7900

FIRST AMERICAN TITLE INS. CO.
WARRENVILLE IL 60555

FORD MOTOR CREDIT
LIVONIA MI 48153-7901

GRAYBAR
TAMPA FL 33614

HOLLY DLUGE, CPA
TRAVERSE CITY MI 49684

HSBC ART VAN
CAROL STREAM IL 60197


INDUCTION LAMPS, LLC
ROHNERT PARK CA 94928

KONE INC
GRAND RAPIDS MI 49548

LEELANAU COUNTY TREASURER

LEWIS WOLTERS
NORTHPORT MI 49670

LINDA DARGIS-GIROUX
NORTHPORT MI 49670

LTD FINANCIAL SERVICES
HOUSTON TX 77074

M.L. HARRIS & ASSOCIATES, LLC
AMESVILLE OH 45711

TALON GROUP
TRAVERSE CITY MI 49686

MI ATTORNEY GENERAL
LANSING MI 48909
MICK HARRIS
AMESVILLE OH 45711

MIDWESTERN BROADCASTING CO
TRAVERSE CITY MI 49684

NATIONAL CITY/PNC
BRECKSVILLE OH 44141

NATIONSTAR MORTGAGE
LEWISVILLE TX 75067

NORMAN DROSTE
TRAVERSE CITY MI 49686

NORTHPOINTE BANK
GRAND RAPIDS MI 49546

NORTHPOINTE BANK MORTGAGE LLC
GRAND RAPIDS MI 49546-8621
PAUL AND CARRIE CHAUVETTE
TRAVERSE CITY MI 49686

PEN PRODUCTS
INDIANAPOLIS IN 46201

PITNEY BOWES GLOBAL FIN SERV
LOUISVILLE KY 40285

PLANTE & MORAN
TRAVERSE CITY MI 49686
PMP PERSONNEL SERVICES
TRAVERSE CITY MI 49686

PNC BANK
KALAMAZOO MI 49081

PRIME CIRCUITS
SOUTHFIELD MI 48075

DICKINSON WRIGHT PLLC
DETROIT MI 48226

RMS
NAPERVILLE IL 60563

SEROTA DORKO & ASSOCIATES
ARLINGTON HEIGHTS IL 60006

SHELL GASOLINE CARD CENTER
DES MOINES IA 50368-9151

SHERMETA ADAMS & VON ALLMEN
ROCHESTER HILLS MI 48308-5016

SHRED IT
GRAND RAPIDS MI 49512

SMITH HAUGHEY RICE & ROEGGE
TRAVERSE CITY MI 49684

STAN SILVERMAN
SUTTONS BAY MI 49682

STATE OF MICHIGAN
UNEMPLOYMENT INSURANCE AGENCY
BENEFIT OVERPAYMENT COLLECTION
DETROIT MI 48202

SULLIVAN ADVERTISING
TRAVERSE CITY MI 49686

TALON GROUP
TRAVERSE CITY MI 49686

TBA CREDIT UNION
TRAVERSE CITY MI 49685-1049

TERRENCE RAVEN II
TRAVERSE CITY MI 49684

TOM AND SHIRLEY MLEJNEK
KALEVA MI 49645

TRANSWORLD SYSTEMS INC
WILMINGTON DE 19850-5630

TRANSWORLD SYSTEMS INC
CLEVELAND OH 44125

TRAVERSE CITY LIGHT & POWER

CITY OF TRAVERSE CITY

US YELLOW PAGES
JACKSONVILLE FL 32203-1308

VALLEY CITY LINEN
GRAND RAPIDS MI 49506

VERIZON NORTH
SAINT CHARLES MO 63304

WELTMAN WEINBERG
TROY MI 48084

WILLIAM AZKOUL, PC
GRAND RAPIDS MI 49503

WINDSTORM MARKETING SOLUTIONS
TRAVERSE CITY MI 49686

Cinnamon Finnerty, We'd Like To Talk To YOU!

A little birdie told us you've left the warm, sticky embrace of Shannon and his storm troopers at American Senior Benefits.

Cinnamon, please get in touch with Miss Fortune at this email address: tcmissfortune@yahoo.com.

We bet you have a tale to tell!

Craig S. Gibson: The Last of The Red Hot (Fill In The Blank)

Nom, nom, nom!

Coming Soon: A "Glistening, Quivering Underbelly" Exclusive

The Craig S. Gibson Story Continues!







Learn how a Traverse City lending firm referred a client to Craig Gibson for debt management...and how Gibson (and his partner account management giant Global Client Solutions) left that guy holding an empty bag.

Where In The World Is Craig S. Gibson?

The State of Michigan can't find him, but we did!
 
Alleged welfare cheat avoids fraud warrant by fleeing to Cali, Colombia

 



Here's how former Long Lake Township resident Craig S. Gibson describes himself on his personal HubPages site: http://csgibson.hubpages.com/

Craig Gibson was educated at Michigan State University and Harvard University in the USA.  He was also educated in Colombia South America at the Universidad Santiago de Cali and the Colombo Americano Institute.  He has been self-employed all his life.  He has traveled Colombia for years and has become an expert on Colombia and its people.

Are you finished laughing yet? OK, here's some of what he left out.

Gibson is the former owner of  Versatile Mortgage Funding Company and a Traverse City area real estate agent. According to State of Michigan's business entity records, Gibson also operated Versatile Debt Management, an unlicensed debt management firm he ran out of 801 S. Garfield in Traverse City--otherwise known as mailbox #310 at the UPS Store.

Here's where it gets a little confusing (by design, I suppose): Gibson was neither licensed as a mortgage broker or a debt management company and the debt management arm of his corporation was simply an assumed name.

Here's an excerpt from Gibson's mortgage company record from the official State of Michigan corporate database:

Assumed Names:	Id Num	Creation Date	Renew Date	Expiration Date
VERSATILE DEBT MANAGEMENT CO.	25081A	10-16-2008		6-16-2009

Searched for: VERSATILE MORTGAGE FUNDING CO.
ID Num: 25081A		Assumed Names
Entity Name: VERSATILE MORTGAGE FUNDING CO.
Type of Entity: Domestic Profit Corporation
Resident Agent: CRAIG GIBSON
Registered Office Address: 13561 S WEST BAY SHORE  SUITE 2050TRAVERSE CITY   MI  49684
Mailing Address:   MI
Formed Under Act Number(s): 284-1972
Incorporation/Qualification Date: 2-18-2003
Jurisdiction of Origin: MICHIGAN
Number of Shares: 60,000
Year of Most Recent Annual Report: 07
Year of Most Recent Annual Report With Officers & Directors: 04
Status: AUTOMATIC DISSOLUTION   Date: 7-15-2010

Whew, are you ready for more?

You may remember hearing in November 2012 that Gibson faced felony charges after State of Michigan authorities said he duped state officials into providing nearly $17,000 in undeserved welfare benefits.

According to a story in the Traverse City Record-Eagle, a report from the Michigan Department of Human Services shows that from November 2009 through March 2011, Gibson received various benefits intended for himself, his wife and his stepdaughter.

But state investigators in August spoke to Gibson's now ex-wife, who revealed that she and her daughter moved out of the house in September 2009.

The total amount of alleged fraud listed in the DHS report was $16,944.

Investigators set a August 27, 2012 interview for Gibson to discuss what they suspected to be fraudulent activity, but he didn't show, the report said.

Too bad the Record-Eagle didn't do its job. They would have discovered that Gibson didn't show because he'd already fled the United States for a new life (and a new wife) in Cali, Colombia.

GONE, BABY GONE:

FRAUD? WHAT FRAUD?
http://colombialivinggood.com/index.html (Gibson's personal paen to Colombian living)

Gibson and Darnelly Montaño Portocarrero at Juanchaco y Ladrilleros on June 17, 2012.  

(Juancharco and Ladrilleros are two fishing villages on the Bay of Malaga, just 40 km north of Buenaventura, Colombia in the Pacific Ocean.)

A grinning Gibson with Portocarrero in Quito, Ecuador

Gibson celebrating his December 14, 2011 wedding to Portocarrero.

 

 

 

OH, HAVE A (NEW) HEART! CRAIG GOT ONE IN 2009 AND STILL OWES $35,000 TO THE CLEVELAND CLINIC


Don't cry for Craig, Argentina!

He's got a new gig (yeah, that lounging poolside thing is just a hobby).

He's out rattling the tin cup for donations to help him pay for his new life in Colombia after his November 23, 2009 heart transplant at the Cleveland Clinic.  Here's an excerpt from Gibson's fundraising site: http://www.medical-aid.org/

I'm too sexy for my do-rag!

Craig Gibson had a heart transplant November 23, 2009. After 24 years of suffering heart failure, Craig recieved a heart transplant at the Cleveland Clinic. The experience was a rough one but at the same time it was an incredible gift and definitely a miracle. 

We thank God every day for this blessing and for his new chance at life. Unfortunately this all happened during the financial crisis and Craig lost everything, but he gained his health. He has been struggling with unpaid medical bills and $4,000 a month drug expenses. he has been able to take advantage of various plans to defer his drug costs. But now he has to rely on Medicare. Because he does not qualify for extra help to pay for his medicare premiums and his extra drug costs, he will have a shortfall of $7,300 a year. These drugs are necessary to keep Craig alive and they are very expensive. He also has $35,000 in unpaid medical expenses related to his transplant. Our goal is to raise a few years cushion to pay his medicare costs plus his past due medical bills. This comes to just under $60,000.

Craig's only income is a $713 social security check every month. So even after we raise the desired amount we will have to continue our fund raising efforts for a while. Any donation regardless of the size would be greatly appreciated.

And Craig's PayPal account IS verified, folks, in case you want to send him a contribution. Of course, it's verified under yet another one of Gibson's now-defunct Michigan corporate entities, PRIMETIMECLICK, Inc.

Searched for: PRIMETIMECLICK INC.
ID Num: 01595L
Entity Name: PRIMETIMECLICK INC.
Type of Entity: Domestic Profit Corporation
Resident Agent: CRAIG GIBSON
Registered Office Address: 801 S GARFIELD #310  TRAVERSE CITY   MI  49686
Mailing Address:   MI
Formed Under Act Number(s): 284-1972
Incorporation/Qualification Date: 5-13-2008
Jurisdiction of Origin: MICHIGAN
Number of Shares: 60,000
Year of Most Recent Annual Report:
Year of Most Recent Annual Report With Officers & Directors:
Status: AUTOMATIC DISSOLUTION   Date: 7-15-2011

Read on for the PayPal information--

PrimeTimeClick, Inc. is PayPal Verified PayPal's Verification System allows you to learn more about users before you pay them through PayPal. Verify that the information below is consistent with the business, organization or person you wish to pay. Email: csgibson1@hotmail.com Status: Verified Account Creation Date: Sep 14, 2010 To ensure that this is a legitimate PayPal Verified user, make sure that the URL of this page begins with https://www.paypal.com/. What it Means to be Verified To become Verified, a PayPal member in the United States must provide us with proof that he or she has opened an account at a bank or other financial institution. Because these institutions are required by law to screen account holders, PayPal's verification process increases security when you pay parties you do not know. Please note that PayPal's verification system does not constitute an endorsement of a member, nor a guarantee of a member's business practices. You should always consider other indicators when evaluating members, including length of PayPal membership and reputation scores (on eBay or other auction sites, if applicable).

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Oneupweb: Help Wanted (No, Really. They Really Need Help!)

“Okay Career Opportunities, Poor Working Environment” 

(As appeared on glassdoor.com) 

Former Employee – Reviewed Jan 29, 2013

Pros – I learned a tremendous amount when I worked here, having been only a beginner when I was hired. If you are curious and want to learn, the opportunity is there for you - or it least, it was when I worked there. Great for building skills and pumping up your resume. Another pro is the swank remodeled office building and location in beautiful Traverse City Michigan.
 
Cons – The turnover rate of this company can speak for itself. It's unusually large. Most locals already know what's up, but If you are considering moving from an outside city to work here, I encourage you to do your research and get in touch with TC residents so you can learn more. Be prepared to deal with senior management that micromanages every aspect of your job performance, from scheduled lunch breaks to requests for doctors notes. Salaries are extremely low compared to industry standards, and vacation/sick time is limited during your first year(s). Finally, the general office atmosphere culture and environment is decidedly unfun and paranoid - at least, that was my personal experience during the 2+ years I was there before I finally quit.
 
Advice to Senior Management – Your employees are parched and need watering. Provide more work/life flexibility and better job benefits for your staff, and look forward to the dedicated loyalty and increased productivity you can enjoy from this!

If this sounds like fun,join the Oneupweb relentlessly aggressive recruiting process: Oneupweb House of SEO