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Saturday, May 5, 2012

American Senior Benefits Interview Scam: First-Hand Report

Read this first-hand report, from an American Senior Benefits interviewee who prefers to remain anonymous:

I am so disgusted with companies today taking advantage of so many unemployed individuals looking desperately for a job. The latest scam I have unraveled is American Senior Benefits. I was interviewed years back by Bankers Life and Casualty, who sit you down in a room with several people, make it feel like you are singled out and then "selected" for a second interview. 

You then are told you will make lots of money. The kicker is that it is a commission-only position, driving all over using your own gas, and selling expensive life insurance, mostly preying on seniors! Well, their reputation must have gotten the best of them, (I have since worked for a much better company who sold higher-quality products) because I have spoke with people who have worked for them, and had nothing but negative things to say. 

So what did they do? They changed their name to American Senior Benefits! They even went as far as to move to a different office! I was invited to an interview this afternoon, and when I came into the room, I saw several people sitting down, anticipating an interview as well, all at the same table. On the board were names written: Shannon Nelson, and Ryan. These two guys were the main guys for Bankers! 

I immediately knew what was going on and needless to say, I did not stick around for the interview. I am hoping that other people who are looking for a job don't fall for this trick, and get sucked into this cult! Beware! And good luck to all of you honest-working people looking for a good job!!!

Honest job-hunters, beware!

3 comments:

  1. Hello. I work for American Senior Benefits and have for a while now. I do not speak for the Managerial part of the company nor am an officer or anyone other than an agent for them however I would like you to know that it is in no way a scam. I was hired a couple years back. in my experience yes I had to pay for my gas. yes it is commission only. Yes you need your own car. however.... If you were to have stuck it out you would know that we sell insurance and yes to seniors. Of course it isn't any 5 dollar a month policy you can buy on an infant because we are working with people who sometimes an expected few years from ending this mortal adventure. We work with mainly only A+ rated companies and out of them it would be hard for anyone to come close to beating those prices. If in your area they are recruiting people from your bank then that is great that they found that you may have had the work ethis needed to succeed. This job is selling insurance and just like everyone who has ever passed the General Lines test... Most people in 2 years are no longer in the industry because they simply can't perform or manage their money commission based. Do me just one favor and humor me. Go back and talk to them. Ask them questions. Ask them which companies are they appointed with, what rating the companies have and how long have their current agents been working for them. Do your research on what it takes to be an insurance agent because it is very hard work but well worth the pay off. I have had no complaints from any of my clients. I everyday put people and their entire families in way better financial standings by lower their premiums, setting up additional benefits to cover any debt, college funds, retirement plans.. all sorts of things and rarely find that I cant give them a company with the best bang for their buck. I have never made anywhere close to under three figures a year. If anything take the insurance test class' If you do it alone I think its around 400.00 and they will teach you how this job works and you will see that I promise you walked out on an amazing opportunity that most people couldn't imagine the comfort of having! As a single mom with no family and no living father for my child I know just how good this job is. If anything, at least get your license, try it out.. if you don't like it quit and go back to the bank this time with your general lines license and you already should have raised your salary by 40g! Good Luck miss!

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  2. I was misled upon answering an ad they posted for work from home appointment setters, this last one even lists $10-20.00. The one I answered was displayed the same way, only a different name to contact, to call and set up an interview. Ad was:
    Appointment Setter (United States)
    compensation: $10-20.00
    Wanna work from home? Would you like to work in your pajamas? Have kids?? Want extra cash?? Don't want to deal with the office drama or social expectations? Have time restraints? I hear ya!!!
    We are seeking appointment setters. We will train you and support you. Work the hours YOU want. Get paid and take care of the kids.
    Call to set your interview.
    Sarah M LaBonte
    American Senior Benefits
    __________________________________________________

    Upon bringing in the printed professional resume, dressed in business professional attire, you realize you are going into a conference room, with other applicants, to listen to a presentation, and find out you MUST get your 440 license FIRST to be considered to be an "Appointment Setter"? NO, you must become an Agent. NOT how the ad reads. I sat and listened to his claims to fame, how they are the 'only Agency which has multiple carriers under one roof' and "phone people are not in person people' and more hogwash... I left there disappointed, bait and switch scheme, I had to buy a head for my printer and ink (online submissions usually are acceptable, not here). Pay a sitter, put gas in the car, and drive to a Bank building, where the Bank Rep opens the door for me, hoping I am there to open up an account, realizing with her sigh, I am there to head to the second floor for my "interview". You only remain for the interview if you are going to get licensed, but of course not finding any of this out until you arrive. Misleading is too good a word for it. I finally replied letting this next Recruiter know if these tactics and that they were NOT appreciated. It cost me to go into this interview, and it is not unheard of being an appointment setter for Insurance Agents to aid them in writing business. This, unfortunately was not the case for the reason I went in that day, waited, listened and left. Almost an hour later, shaking my head as I left the building, and was followed by other "Applicants"!

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  3. Appointment Setter (United States)
    compensation: $10-20.00
    Wanna work from home? Would you like to work in your pajamas? Have kids?? Want extra cash?? Don't want to deal with the office drama or social expectations? Have time restraints? I hear ya!!!

    We are seeking appointment setters. We will train you and support you. Work the hours YOU want. Get paid and take care of the kids.

    Call to set your interview.

    Sarah M LaBonte
    American Senior Benefits
    THIS WAS CLOSE TO THE SAME AD I REPLIED TO BY ANOTHER REP
    Upon arriving, you realize this is not an interview but a presentation. Before hand, you are warned, you MUST bring in your professional resume, and be dressed in Business Professional attire.. I had to replace the heads on my printer, and buy two ink cartridges, hire a baby sitter, and put gas in my car. I have set appointments before, and expected the same type of experience for an "interview". NOT SO..
    Arriving to the bank building, the Bank Rep opened the door for me, expecting me to open an account, her sigh said it all, no, I am going up to the second floor... Waiting to go into the room, it's a conference room, not a private office. Hearing the speaker go on about his claim to fame, his background (minus mentioning he worked for APAC- a large call center) he goes on to say, "We are the only Agency around that has multiple carriers under the same roof" and "phone people are not in person people"... but the clincher was "You must get your 440 license before you can work for us". (Really?) If you intend on doing this, then I will see you afterwards. (where you'd have to wait in line to get your proper interview). It cost me to go in, yet he was more worried about the veneer on his teeth, the spray tan and suit; the numbers he recited and expectations how this area are all old people, and they have all the money... If they are so deceptive in their hiring practices, then where does the deception end? Yeah... I thought so! I replied to the gal letting her know just be honest in your ads for work. If one wants to become an Insurance Agent, spell that out in your ad. No one appreciates being made a fool, not good honest people looking for good honest work. I won't disclose my full reply to her, this should do and this is my third attempt in posting my "comment" in here!

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